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Fantastic card handling terms for independent retailers.

So you want to... IMPROVE YOUR CARD HANDLING TERMS? We have a great offer for you! Get lower rates and great reporting for your business from the RNUK collaborative merchant programme.

  • Easy to switch or set up a new account

  • Quick to set-up: get trading within a week

  • From a team that understands rural businesses

  • Modern, fast terminals: static, portable or mobile to suit your trading

  • Support for e-commerce and dedicated virtual terminals for telephone order / mail order

  • Integrations with EPOS

  • Short-term terminal hire for events, seasonal sales (e.g. summer, Christmas, PYO)


Headline rates for customer-present Chip & Pin:

  •     Consumer credit cards from: 0.999%

  •     Consumer debit cards from: 0.399% (as low as 2p per transaction!)

  •     Low authorisation fee: from just 2.5 pence per transaction - many banks are charging 3.95p per transaction

  •     Fixed rates for the term of your contract*

  •     Great range of quality Ingenico & Spire terminals, through your EPOS solution

  •     Ecommerce integrations available; plus mail order & virtual terminals


For most of our clients, these cards represent over 90% of transactions. Business cards and premium consumer cards are charged at varying rates - inquire for details. Customer not present transactions (eg mail/telephone-order/e-commerce) have additional charges.

* subject to supplier & industry-wide interchange rate changes (i.e. from Visa directly)


  • Daily reporting of your card sales, trends, and you can interrogate every single customer transaction with our dedicated on-line portal for your account.

  • UK-based customer service and technical support team available 24 hours a day, 7 days a week. Plus a dedicated account manager.

  • Engineer call out within 4 hours if something can't be fixed over the phone

  • No refund charges

  • Quick set-up: many of our clients are trading within a week

  • National award winning programme in 2014 for innovation.

  • Benchmarking to see if you can learn from others on the programme.

  • Depth of experience: we have 20 years of managing collaborative card payment programmes.

  • Green network: our carbon emissions are fully offset


Beware of some other schemes. Always ask if headline rates include Interchange charges, programme fees, and UK Base 24 charges (they usually do NOT and can come as a nasty surprise on your statements). Our headline rates INCLUDE these charges and we are fully transparent so you don’t get any surprises after you’re set up. NO MEMBERSHIP required, just a small annual administration fee.


Farm shops, cafe/restaurants, PYO, nurseries, Christmas tree & turkey seasonal, butchers, delicatessens, sandwich shops, fresh food & grocery, wine merchants, accommodation, pharmacy, pubs, and even a night club and marina.


Call us today on 0845 45 65 156 or visit to see how much you could save!

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